I'm a bit of a lurker on these boards, but I have to give a sincere thanks to the many posters whose gave advice to others.
I read through all the strands before filing in my DFS super release form.
To put it simply it's cash in v cash out monthly (taking account of any savings or assets). My figures just didn't add up, until I used the govt budget site I read about here (& finally discovered where the money went!!). Using the average family figures for items like entertainment & clothing etc rounded out the expenses honestly.
My advice: read these threads, be honest & submit an additional attachment budget for the item where you have to list any other expenses. Look at the govt my budget site for the regular expenses you forget about (eg kids sports rego /weekly subs & uniforms & the bloody special gold plated boots/shoes -add them all together & divide by 12). Write an honest & respectful personal statement. If your figures day up then you should be ok.
I asked for my out of pocket medical expenses as per doctors quote, they gave me that plus my PHS hospital stay excess payment.
Good luck everyone