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 ask before you join ,item no 30518

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Synna
Shrinkingpeach
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MiddleWoman
uncleluck
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uncleluck
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uncleluck


Male
Number of posts : 223
Age : 52
Location : Wantirna South,Melbourne
Registration date : 2010-04-17

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PostSubject: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyWed 16 Mar 2011, 5:38 am

ask before you join ,item no 30518 878453 hi, i rang my doctor office back in jan and ask which phi would they suggested, they give me 3, which are not the main ones, so i rang and enquired and settled with gmhba. I took out the silver package making sure that item no. 30518 was covered,they said yes. Today i ring just to make sure, cause something was telling me to ring so i did and now they tell me as of the 1th of April that item no is only covered in the high lever ,so i changed it after arguing with the lady over the phone. So i ask everyone looking for phi to make sure your level is covered for item no. 30518.
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MiddleWoman
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MiddleWoman


Female
Number of posts : 668
Location : Australia
Registration date : 2010-12-17

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyWed 16 Mar 2011, 8:53 am

Oh, how infuriating, uncleluck. Does that mean you will have to delay things?

Thank-you so much for pointing this out for the benefit of newcomers. The premiums all go up on April 1 (or as the correspondence says, it is 'CHANGING' - which always means 'INCREASING'), and I guess the PHIs will try and slip these new conditions in under the radar. Grrr.

MiddleWoman
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green stargazer
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Female
Number of posts : 588
Age : 47
Location : Gold Coast, Qld
Registration date : 2011-03-11

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyWed 16 Mar 2011, 9:38 pm

I was speaking with someone yesterday whose daughter was looking into the procedure, and she mentioned NIB no longer cover this. I'm with another PHI so I can't confirm if this is true or if that applies to certain levels, might be worth checking if you're with them.

ask before you join ,item no 30518 692790
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Shrinkingpeach
Newbie



Female
Number of posts : 100
Age : 42
Location : Sydney
Registration date : 2011-02-01

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyWed 16 Mar 2011, 9:57 pm

im with NIB top cover and was sleeved last week. So unless they are changing something then its still covered with them.

Always best to do as much research as possible and continue checking throughout the 12 month wait for it to kick in, to make sure you have the right cover when its time.
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Synna
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Synna


Female
Number of posts : 436
Location : That twilight space between sleep and consciousness
Registration date : 2010-08-23

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyThu 17 Mar 2011, 1:48 am

I have top hospital NIB and they cover the item number, after a 12mth wait for those already in NIB and 24mths for new members. I was only speaking to NIB about it a couple of weeks ago, to confirm when my 12mths was up. They didnt mention anything about ceasing coverage for the item.

My cost is going up to roughly $47 f/n for top hospital when the fees go up.
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green stargazer
Part of the furniture



Female
Number of posts : 588
Age : 47
Location : Gold Coast, Qld
Registration date : 2011-03-11

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyThu 17 Mar 2011, 4:35 am

Thanks for confirming.

:D
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Fraggle
Newbie
Fraggle


Female
Number of posts : 198
Age : 45
Location : Brisbane
Registration date : 2011-02-24

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyThu 17 Mar 2011, 5:50 am

I spoke with HCF today and it's still covered under their policy.
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butterflyfallen
Newbie
butterflyfallen


Female
Number of posts : 176
Location : Sydney
Registration date : 2011-04-22

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyWed 08 Jun 2011, 4:20 am

hey guys im having the sleeve done in september, i thought it was code 30518 however my dr has written 30511 on my paperwork and the leaflet i was given also has 30511 - anyone know what the difference is? thanks!
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Janette
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Janette


Female
Number of posts : 4341
Age : 70
Location : Gundagai, NSW
Registration date : 2009-09-13

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyWed 08 Jun 2011, 7:35 am

30518 ~ PARTIAL GASTRECTOMY

30511 ~ MORBID OBESITY, gastric reduction or gastroplasty for, by any method

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butterflyfallen
Newbie
butterflyfallen


Female
Number of posts : 176
Location : Sydney
Registration date : 2011-04-22

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptyThu 09 Jun 2011, 12:26 am

thanks janette!
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snowbunny
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snowbunny


Female
Number of posts : 432
Age : 48
Location : Bunbury, WA
Registration date : 2011-06-14

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PostSubject: Re: ask before you join ,item no 30518   ask before you join ,item no 30518 EmptySat 18 Jun 2011, 10:02 am

I am with GMHBA also. I had Gold Hospital and Top Essentials. I was stuck in an old package, so I rang to upgrade our dental and it worked out better for us to have Gold+ Hospital and Platinum Essentials. I did read that Bariatric Surgery was only available under the Gold Hospital.
It is bad that you received the wrong info when you joined. I have been with GMHBA since 2003 and HBF prior to that. GMHBA has been fantastic and has better rebates than HBF for Extras. HBF is great with SJOGH as they cover nearly everything. Overall GMHBA are a better fund in my opinion.
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