How much were you out of pocket in NSW?

Subject: How much were you out of pocket in NSW? Sat 03 Apr 2010, 2:57 am

If you had private health insurance, how much were you still out of pocket? Would having a health care card make any difference to the costs?

Thanks

Subject: Re: How much were you out of pocket in NSW? Sat 03 Apr 2010, 4:25 am

Don't think a health care card would make any difference.

$5800 out of pocket for me............
$4600 surgeon
$650 assistant surgeon
$550 aneathetist

Costs depend on your surgeon and the health fund you belong to.
Some funds pay more than others.

Subject: Re: How much were you out of pocket in NSW? Sat 03 Apr 2010, 9:15 pm

Yeah, all up it was around $6000 for me too - that was nearly 2 years ago now, though...

Subject: Re: How much were you out of pocket in NSW? Mon 05 Apr 2010, 3:57 am

Hi Girly,

It is also advisable to ask your sugeon if they participate in Gapcover.

Under the provisions of gapcover a surgeon can 'elect' to charge only the Medicare Scheduled Fee for the surgery meaning no out of pocket costs to yourself. Whilst it can be rarer to happen, there are many doctors that will choose this option based on your circumstances.

it never hurts to ask

Subject: Re: How much were you out of pocket in NSW? Thu 22 Apr 2010, 12:38 pm

My surgery was done on 20th April 2010

I paid
$1500 to Anesthetist
$4000 to Dr Loi
$275 HCF Excess
$180 First meeting with Dr Loi

Total $5995.00
The hernia repair, Dr Loi said he wasn't going to charge me. :)

I will take my receipts to Medicare, HCF to see what I can get back and then lodge them when I do my tax return.

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» Dr Michael Talbot - Sydney