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 Scared :/

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swann_k
Newbie
swann_k


Female
Number of posts : 15
Age : 38
Location : Prospect, SA
Registration date : 2013-11-14

Scared :/ Empty
PostSubject: Re: Scared :/   Scared :/ EmptyWed 04 Dec 2013, 8:00 am

Hey,

I sent off my application today - My current salary is over $56k pa
It depends on how much $ you have left over after your monthly/fortnightly expenses - If you're like me ... not much lol - So for example I only have about $300 disposable income a month after my bills are paid etc so they base it on that - There is no harm in trying and if you have to exaggerate then do it - I know people who have greatly exaggerated their expenses.

I should find out this week if I am approved - there is also a 21.5% fee on top of what ever amount you take out.
Good luck and don't be deterred from applying
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Kortnijane
Newbie



Female
Number of posts : 15
Location : Brisbane
Registration date : 2013-12-02

Scared :/ Empty
PostSubject: Scared :/   Scared :/ EmptyTue 03 Dec 2013, 7:07 am

Hi all this is my first post :)
Going for my consult in 2 weeks! (Woo!))
I'm planning on applying to withdraw my super as I have more than enough. 
But I didn't realise until I saw on this forum that it's also means tested???
Has anyone been approved to withdraw super who's income is over $50k a year? And has a mortgage?
Now I'm worried I won't be able to access my super :(
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