Health Fund for tummy tuck?

Hi Everyone..

Has anyone had any trouble getting Medibank to pay for hospital stay for a tummy tuck? I'm planning in advance and have just signed up with them.. they said they do cover for the hospital my surgeon uses.. as long as the item number is for medical reasons not elective.

I just need to be sure, because I didn't get cover for my sleeve and I'm trying to be more clever for my next stage

Thanks :-)