Basic hospital cover to top hospital cover?

Subject: Basic hospital cover to top hospital cover? Sat 03 Nov 2012, 11:13 am

Hi peeps

I'm currently with medibank private and have been for years, my question:

I only have basic hospital cover, if its not covered and I upgrade to top cover, will I still have to wait 12 months?

Cheers

Regan

I have basic hospital and paid a $500 gap, just call Medibank and check with them they know this surgery well.

Generally, if you upgrade your cover, waiting periods apply - usually 12 months.

Ring your fund and ask

Ree I have basic cover with medibank. I was sleeved 5 weeks ago and it was covered.

Newbie Number of posts : 64 Location : Brisbane Registration date : 2012-11-01

That is great news guys

I guess I'm like everybody else and checking numerous times with my PHI until I'm on the operating table!

Bring it on!

Ree

depends, if your surgeon works from a public hospital you might be ok. call the surgeon to find out where he/she operates. call medibank to see what they say.

i had to upgrade but the time went quickly

Newbie Number of posts : 3 Location : geelong Registration date : 2012-10-25

Does anyone know if HBA covers band removal and the Sleeve operations? How much out of pocket would I be?