Having op and being on government payments...

Hi there. don't want to put a downer on your decision of having the sleeve op; it is great.. do it; though ensure you are very aware of the implications of the superannuation draw downs on payments received from Centrelink.. check and double check. I was on sickness benefits a long long time ago (so may of changed), and I was going to draw my super down as I needed an operation and there was a long wait on the public health system. I was told that once I drew down the superannuation, regardless of whether it was for an operation, it would be counted as Income, and I would loose the sickness benefits; in other words I waited for three years on sickness benefits until my turn on the public health system. It may not be in your case; though check.



My perception of Family Tax Benefit A & B; is it goes on Family Income, both you and your husband's jointly. A superannuation drawdown from your husband's super fund for you would be counted on his Separate Net Income (Taxable Income, plus Rental property Losses and Investment Losses less Child Support paid, etc) is used to calculate Child Support payments, yes; though dependent on your age & circumstances, there may be a Tax Offset on the Superannuation drawdown (ask your super fund and/or accountant), which counteracts the Tax payable up to your age based limit.



Your husband can claim his, yours and your dependent children's/parents etc Net Medical expenses over $2000 on his Tax Return alone (which equates to 20% of the Net Medical expenses over $2000) for all of you. This can include pre-diet shakes and post-diet vitimams etc, when prescribed by a doctor/surgeon/specialist in regard to an illness or operation.



There is another section on this as red rooster said, and some on the tax part.

Hi there,

and congrats on making this decision, yes it is counted as an imcome, and yes it was an extra 12 thousand on top of me wages as it does count as extra income after they take the tax out..



but there is a section in this site called paying for your surgery and it should have all the answers there..and claiming it back dont expect to get much back i didnt....but i wasnt counting on it anyhow, I just love my sleeve...

Hi all,

Not really sure where to post my question, so mods -feel free to move it to the right section..

I am a stay at home mum, and have taken out PHI which matures may next year, as I want to have the sleeve surgery. How does it all work?

I get family tax benefit A&B and rent assistance from family assistance. I've read in places about claiming money from the op back on tax - I don't pay tax, and don't think I'll be going back to work before may next year - so does that apply to me?

I'll be accessing my super to pay for my op. That money is counted as an income yes? (the full amount Inc the $ they take for tax?)

Bit in the dark when it comes to that side of it all.

Am I better to take it from my super, or hubby's super? He pays child support so assuming if we add extra to his annual income, we will get slugged extra in CS? (even though it's not actually an 'income'

Any help/hints/advice?