Oh my goodness, how hard is it to wait? I sent all my documents away last week and started worrying about not having filled out the finance section right. They actually said I can send them a word document clarifying my financial situation, which should help. There just is no way I could afford 18k and got no phi.
But what do you do in the meantime? How do you not drive yourself mad? At least surgery won't be scheduled until I have the money.